Charlotte Stellwagen, ChFC®, CDFA®, has over 30 years of experience in the financial services industry and has helped hundreds of people accomplish financial independence by taking an educational approach to the complex world of investments and retirement. Charlotte holds a B.S degree in Criminal Law from West Chester University. As a business owner herself, she takes pride in her attention to detail and ability to create thought provoking solutions for businesses, families and individuals. Her philosophy has always been to be fiduciarily responsible and always focus on clients first. Working as a divorce financial analyst, she organizes financial data, analyses client information and provides clear projections for the current and future outcomes using our planning software and investment analysis systems as well as years of experience as a financial planner. Charlotte lives in Haverford, PA, with her husband Tom. She has two children, Jennifer and Timothy that have since graduated college and have started their own careers.